The following terms and conditions (the “Terms of Use”) constitute a binding agreement between you and SAAK INSURANCE GROUP LLC (“SAAK Insurance Group,” “we,” or “us”) with respect to your use of our website (the “Site”), or use of our mobile application (“Application”), and the services available on such platforms (collectively, the “Offerings”), including any Content (as defined in Section 2 below).

By accessing or using the OFFERINGS in any manner (whether automated or otherwise), you (A) ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO THESE TERMS OF USE AND OUR PRIVACY POLICY, WHICH IS INCORPORATED HEREIN BY REFERENCE, and (B) affirm that you are at least 18 years of age (or have reached the age of majority in the jurisdiction where you reside). IF YOU DO NOT AGREE TO THESE TERMS OF USE OR OUR PRIVACY POLICY, DO NOT USE THE OFFERINGS.

THE DISPUTE RESOLUTION PROVISION INCLUDES A CLASS ACTION WAIVER, WHICH MEANS THAT YOU AGREE TO PROCEED WITH ANY DISPUTE INDIVIDUALLY AND NOT AS PART OF A CLASS ACTION. MORE INFORMATION ABOUT THE ARBITRATION AND CLASS ACTION WAIVER CAN BE FOUND IN SECTION [X] BELOW. THESE TERMS OF USE ALSO INCLUDE A JURY TRIAL WAIVER.

Changes to Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. The date these Terms of Use were last updated is set forth at the top of this page. All changes are effective 15 days after posting for current users and immediately for new users, and apply to all access to and use of the Offerings thereafter. Your continued use of the Offerings following the posting of revised Terms of Use means that you accept and agree to the changes.

Scope of and Restrictions on Use

Subject to these Terms of Use, SAAK Insurance Group grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to (a) access and use the Offerings for your personal, non-commercial use or legitimate business purposes, including any graphics, text, instructions, images, audio files and/or other sounds, videos, and other materials you may view on, access through, or are otherwise related to the Offerings (collectively, the “Content”), and (b) download and install the Application on mobile devices owned or otherwise controlled by you (each, a “Mobile Device”).

If you have any questions about the Offerings or these Terms of Use, please contact us:

📞 Phone: 224-315-5507

📧 Email: [email protected]

📍 Address: 550 E Fullerton Ave, P.O. BOX 88881, Carol Stream, IL 60188