SAAK Insurance GroupSAAK Insurance GroupSAAK Insurance Group
Sunday - Thursday 9am to 9pm
Info@saakinsurancegroup.com
U.S
SAAK Insurance GroupSAAK Insurance GroupSAAK Insurance Group

Our Mission

Coverage &
Policies

See all the different ways Alico can help protect your home.

Discount

Learn how you can save on home insurance by browsing discounts.

Want to make a Claim?

Get helpful information about filing a home claim with Alico.

What risks does your policy cover?

It depends where you live, but standard homeowners insurance policies will typically help pay to repair damage caused by certain risks, or perils, including:
Theft
Fire and smoke
Windstorm or hail
Falling objects
Frozen plumbing
Water damage from plumbing, water heater, heating or cooling system or appliance.
Home Vehicles Life Business

Error: Contact form not found.

Error: Contact form not found.

Error: Contact form not found.

Error: Contact form not found.

Compare quotes and get life insurance in right way

Get an Insurance Quote
Reliable. Personable. Fast.
Start a fast, free auto insurance quote with Alico. We help you find any insurance coverages that are right for you, so you’re not paying for anything you don’t want!
Get a insurance quote – typically in 2 minutes or less. Switch to Alico for an insurance policy from a brand you can trust.
Facing any problem to get a quote!
Lorem ipsum dolor sit amet consecte tur adipiscing elit sed do eiu smod tempor incididunt ut labore.
Lorem ipsum dolor sit amet consecte tur adipiscing elit sed do eiu smod tempor incididunt ut labore.
Lorem ipsum dolor sit amet consecte tur adipiscing elit sed do eiu smod tempor incididunt ut labore.
Lorem ipsum dolor sit amet consecte tur adipiscing elit sed do eiu smod tempor incididunt ut labore.
Lorem ipsum dolor sit amet consecte tur adipiscing elit sed do eiu smod tempor incididunt ut labore.
Lorem ipsum dolor sit amet consecte tur adipiscing elit sed do eiu smod tempor incididunt ut labore.

Be prepared when the unexpected happens

Final Expense Insurance

No money down for the first 30 days S.A.A.K Insurance group
Get My FREE Quote — Apply In Minutes
Portfolio

Our Mission

Saak Insurance Group's mission is to provide comprehensive and innovative insurance solutions to its clients while maintaining the highest standards of integrity, professionalism, and customer service.
Saak Insurance Group believes that insurance is a critical tool for managing risk and protecting the financial future of individuals, families, and businesses. Therefore, their primary objective is to help their clients understand their insurance needs and provide tailored insurance solutions that meet those needs. In addition, Saak Insurance Group is committed to building long-term relationships with its clients based on trust, transparency, and mutual respect. They strive to create a positive and supportive work environment that empowers their employees to provide exceptional service to their clients. Saak Insurance Group also recognizes its responsibility to give back to the community and is committed to making a positive impact through various philanthropic initiatives. Overall, Saak Insurance Group is dedicated to providing the highest quality insurance products and services to its clients while upholding the values of integrity, professionalism, and community involvement.

Head office address:

Chicago, IL
United States

Call for help:

Mail for information:

Head office address:

Chicago, IL
United States

Call for help:

Mail for information:

    Choose Your Coverage:

    $5,000
    $10,000
    $20,000
    $30,000
    $40,000

    No Medical Exam — Simple Application

    Low cost
    No increasing premiums
    Geared toward what the client’s needs are

    Apply Online

    Free Quote—Apply Online

    No Waiting Period

    No medical exam
    No increasing rate
    Easy application
    Life insurance

    What is final expense insurance?

    Final expense insurance is a type of life insurance with a smaller death benefit that is typically used to pay for funeral and burial expenses. It is intended for older persons who are prepared to make end-of-life plans, often age 50 and older, and is also referred to as burial insurance or funeral insurance.
    It can be bought as an additional policy to augment the benefits of other life insurance or as a type of guaranteed-issue insurance that doesn’t call for a medical evaluation. 

    Final expense insurance policies often have higher premiums and lesser payouts than many other types of insurance. Final expense insurance, however, could be simpler to qualify for than other types of plans if you are viewed as high-risk by insurance companies. It’s also a wise choice when you get older or have health issues.

    Need Solution For your Cremation Insurance?

    For any inquiries related to Cremation Insurance, feel free to speak to us personally by calling us during business hours.

    What expenses are covered by final insurance?

    To assist seniors in paying for costs associated with passing on, such as funeral bills, final expense insurance was developed. According to the National Funeral Directors Association, the average funeral can easily cost $10,000 or more when you factor in embalming, the service, and the burial.  

    An insurance policy for final expenses helps you budget for everything associated with the normal cost of a funeral, including:
    • Rental costs for cemeteries
    • An additional fee for a viewing, service, or memorial package at the funeral home
    • If you select burial, transportation to and from the cemetery
    • Expenses associated with a burial, such as the cost of a plot, a gravestone, and a casket
    • Costs of embalming, assuming you want an open casket
    • Costs associated with cremation, such as a cremation casket or urn and transportation of your remains, if you choose to be cremated.
    • The service cost for the officiant
    • Further details, such as the ceremony, music, and flowers, for your farewell
    Your loved ones can utilize the payoff from a final expense plan however they see fit because it is unconditional. The money from a final expense insurance policy is frequently used by families to pay for expenses like:
    • Medical costs, hospice care, or other costs associated with death.
    • Other bills, such as credit cards or auto loans.
    • Everyday costs for your companion.
    • A bequest to your children or grandchildren.

    Consider all of these expenses when choosing how much final expense insurance to purchase. You can determine a payout amount with the assistance of a life insurance adviser.

    Types of final expense insurance
    Final expense plans are typically simpler to qualify for than regular term or permanent life insurance plans because they are designed for older persons. To get accepted, you won’t need to undergo a medical examination, and approval usually happens swiftly.

    Final expense insurance is sometimes a sort of perpetual life insurance, which means that as long as you keep paying your premiums, you’ll be protected for the rest of your life. No matter what happens to your health after you acquire a final expense plan, your insurance provider is required to provide coverage. 

    The two primary types of final expense insurance are as follows:

    Simplified issue

    For individuals who deal with modest health conditions and might not be eligible for conventional plans, the simplified issue is regarded as the best kind of permanent insurance. As part of the approval procedure, applicants complete a health questionnaire rather than a physical test. This enables the insurer to calculate your premium costs and coverage alternatives while also evaluating the level of risk. You can frequently get accepted immediately if you submit a brief application and don’t need to wait for test results.

    The simplified issue gives greater coverage amounts than other no-exam policies while also typically being the cheapest type of last-expense insurance. 

    Guaranteed Issue

    The ideal candidates for the guaranteed issue are those with major medical issues who cannot be covered by any other kind of insurance. With no medical exam, health questions, or other health requirements, this plan can be issued quickly. These plans typically offer smaller coverage amounts due to the higher risk, and you may pay much more for your insurance than with a simplified issue plan. Yet, the guaranteed issues can assist you in obtaining the security you and your family require if you have previously been denied coverage owing to health issues.

    Remember that graded benefits are frequently associated with guaranteed issues, meaning that the full benefit is not paid out until the policy has been in force for a specific period of time. If you pass away in the interim, your family can get a smaller payout or get the premiums they paid back. 

    Ready to Get Started?

    I bet you're wondering what SAAK Insurance Group can do for you? Book a Call and we'll tell you about our services!