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SAAK Insurance Group is an independent insurance agency that sells insurance in all 50 US states, including DC. Information appearing on this site is for educational purposes. Insurance quotes appearing on this website are non-binding. While we have done our best to ensure all rates shown are accurate, human error is possible. In the rare event of a pricing mistake, the carrier’s rates will always supersede whatever price appears on our website. Not all products are available in all states. Product eligibility for each carrier varies depending on the following factors: resident state of the insured, age, and medical underwriting restrictions. All plans with no waiting period require an applicant to be medically approved and are subject to the incontestability period. All guaranteed acceptance plans with no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions. Under no circumstances will SAAK Insurance Group share or sell your information with a third party without your consent. No part of this website may be copied, published, faxed, mailed, or distributed in any manner without prior written consent from the website owner.